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In the state of Kentucky, a DUI conviction can have a significant impact on your car insurance rates. Progressive, a leading insurance provider, considers DUI offenses as high-risk behavior, resulting in higher insurance premiums. Understanding the costs and coverage options available is crucial when dealing with the aftermath of a DUI conviction.

What Are the Costs of Progressive DUI Insurance in Kentucky?

If you have a DUI conviction, Progressive will consider you to be a high-risk driver, leading to a substantial raise in your insurance rates. The exact price will depend on factors such as the severity of the offense, your driving past, and any other convictions from your past. Typically, Progressive DUI insurance rates in Kentucky can be two to three times higher than rates for drivers with a clean record.

Mitigating the Impact on Your Car Insurance Rates

While a DUI conviction may result in higher insurance rates, the impact can be mitigated if you take a few steps. First, attending a court-ordered alcohol education or treatment program can prove that you want to drive responsibly from now on and potentially qualify you for lower prices of your insurance premiums. 

Moreover, keeping a clean driving record and not letting yourself commit further traffic violations will be also helpful. 

Get the Right Coverage After a DUI in Kentucky

After a DUI conviction in Kentucky, it is crucial to reassess your insurance coverage to ensure it meets your needs. Progressive offers dedicated DUI insurance policies that provide the right coverage while taking into account the increased risk associated with your situation. 

To make sure you have sufficient coverage at the best price possible, you can cooperate with an experienced insurance agent. Contact our experts whenever necessary!

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