Professional insurance advice, for your business, autos & home.
Get the insurance you want, fast and affordable. Call us now.
Insurance can be expensive. Confusing. And very frustrating... If you don't have the proper advice. We offer insurance guidance to help protect our client's incomes and assets from legal liabilities including: accidents, theft, losses or lawsuits.
Business insurance can be a more complex subject than personal insurance because there are many more risks businesses face compared to an individual. Most businesses face liabilities they never thought about.
Finding the best fit auto insurance be difficult, and most car insurance policies are extremely hard to understand. What is covered, and what isn’t? We want you to feel comfortable with your policy and understand your coverage.
Homeowners insurance can be confusing, but there are some basics you should know about before you buy a policy. Most people’s homes are their largest investment, so understanding your policy is important.
Commercial general liability protects you, your business and your employees from another person or business’s claims involving bodily injury or property damage. CGL insurance also covers the cost of your legal defense and any settlement or award if you are sued and found liable. Some clients might require you have CGL before you can work for them.
Life insurance gives your family choices by providing money to help pay off debts; to pay the mortgage or rent, ongoing living expenses; college educations for your children and more. If you own a small business. your death could be a disaster for your employees and partners, and it could destroy the company you worked so hard to build.
Our mission is to offer our clients the best insurance coverage possible at the most competitive rates - guaranteeing you the protection you'll need if things go wrong.
Every day, our clients face risk. Good luck and positive thinking won’t protect your family or your business from losses. Sadly, bad things happen to good people and responsible business owners. That’s why you need insurance. EK Insurance’s advisors understand the liabilities you, your family and your business face on a daily basis.
Hours Of Experience
Why We Are Different
Every business and family is different. We listen to you first, then make recommendations, if appropriate, based on what you are looking for.
We Keep It Real
We will tell it like it is, not just what we think that you want to hear. Whether it is good, bad or indifferent – we have a No BS policy with our clients.
We Are Fast
Life moves fast, and so does EK Insurance. We respond to our client’s demands quickly, whether it be for a certificate of insurance, policy chance or anything else.
We Give You Options
Options are good. We always try to give you multiple options so can decide on what the best cost to value choice is for your unique situation.
Experience the peace of mind that comes with knowing you are getting the best value for your insurance dollar.
A EK Insurance agent will work with you to ensure you have the right coverage for your family or business. You’ll receive a complimentary policy review and a competitive insurance quote. Our access to multiple A+ rated insurance companies allows us to find the one that best meets your needs.
Highly Qualified Team
Ethan Andrew Kosmin
Founder, Commercial Insurance Advisor
Ethan is on a mission to protect his client’s businesses from financial threats caused by liabilities. Ethan has a broad and deep insurance background ranging from financial services and group benefits to his current focus on commercial insurance.
Small Business Commercial Broker
Elizabeth (Beth) has a background in life insurance and customer service. She enjoys helping our clients find the best it insurance.
Professional Insurance Advice
Our goal is to get you the insurance you want at the lowest premium possible. Every business is different, and we can help you find the ‘best fit’ policy.