In Delaware, driving under the influence (DUI) convictions can have a significant impact on your car insurance rates. Progressive, one of the leading insurance providers in the state, considers DUI offenses as high-risk behavior, resulting in increased insurance premiums. Understanding the costs and coverage options can help you navigate the aftermath of a DUI conviction.
What Are the Costs of Progressive DUI Insurance in Delaware?
Following a DUI conviction, Progressive will likely classify you as a high-risk driver, which can lead to substantial increases in your insurance rates. The precise cost will vary depending on several factors, such as the severity of the offense, your driving history, and the number of previous convictions.
Normally, Progressive DUI insurance rates in Delaware can be two to three times higher than standard rates for drivers without such conviction.
Mitigating the Impact on Your Car Insurance Rates
Although DUI convictions may result in higher insurance rates, there are steps you can take to reduce this effect.
Firstly, completing a court-ordered alcohol education or treatment program can demonstrate your commitment to responsible driving, potentially earning you discounts on your insurance premiums.
Secondly, maintaining a clean driving record and avoiding further traffic violations will help restore your driving credibility over time.
Finally, consider shopping around for insurance quotes from multiple providers to find the most competitive rates available to you.
Get the Right Coverage After a DUI in Delaware
For a person with a DUI conviction in Delaware, it is essential to reassess their insurance coverage to ensure it meets their specific needs. In the offer prepared by Progressive, you will find DUI insurance policies that provide adequate coverage while accommodating the higher risk resulting from your situation. Additionally, consider adding optional coverages such as uninsured/underinsured motorist protection.
As experienced insurance agents, we will help you to choose the best policy, perfectly suited to your situation. Call us as soon as possible for a quote!
Different States Progressive Dui Insurance
If you are looking for state specific Progressive Dui Insurance quotes, costs and information: