In the state of Illinois, a DUI conviction can have a significant impact on your car insurance rates. Progressive, one of the leading insurance providers in the region, considers DUI offenses as high-risk behavior, resulting in higher insurance premiums. Understanding the costs and coverage options available is crucial when dealing with the aftermath of a DUI conviction.
What Are the Costs of Progressive DUI Insurance in Illinois?
After a DUI conviction, Progressive will typically asses you as a high-risk driver, leading to a considerable increase in your insurance rates. The exact cost will depend on factors such as the severity of the offense, your driving history, and any convictions from the past.
Keep in mind that, unfortunately, the average Progressive DUI insurance rates in Illinois can be two to three times higher than rates for drivers with a clean record.
Mitigating the Impact on Your Car Insurance Rates
While a DUI conviction may result in higher insurance rates, there are things you can do to mitigate the impact. If you complete a court-ordered alcohol education or treatment program, you will show your commitment to responsible driving, and that can potentially qualify you for discounts on your insurance premiums.
What’s more, maintaining a clean driving record and avoiding further traffic violations will also help regain your driving credibility over time. On top of that, it is advisable to compare quotes from the most reputable insurance providers (like Progressive) to find the most competitive rates available.
Get the Right Coverage After a DUI in Illinois
After a DUI conviction in Illinois, it is crucial to reassess your insurance coverage to check if it meets your needs. Progressive offers specialized DUI insurance policies that provide adequate coverage while considering the increased risk associated with your situation. Think about adding optional coverages and comprehensive coverage to improve your protection in various unexpected scenarios.
With the help of our experts, you will be able to pick the best insurance policy, adjusted to your individual circumstances. Call us whenever necessary!
Different States Progressive Dui Insurance
If you are looking for state specific Progressive Dui Insurance quotes, costs and information: