At EKinsurance, we specialize in providing comprehensive car insurance solutions in Oregon. We aim to educate and assist individuals who have faced a DUI/DWI conviction in understanding the impact it has on their car insurance premiums and provide guidance on navigating this challenging situation.
What Are the Costs of Oregon Car Insurance After a DUI/DWI?
A DUI/DWI conviction in Oregon is considered a serious offense with far-reaching consequences. One of the immediate impacts is the effect on your car insurance premiums.
The exact amount of the increase will depend on various factors, including your driving history, details of the DUI/DWI offense, personal factors, and the insurance company’s policies.
Mitigating the Impact on Your Car Insurance Premiums
While higher premiums are inevitable after a DUI/DWI conviction, there are strategies you can employ to potentially reduce the impact.
Shop Around
Obtain quotes from multiple insurance providers. Each company has its own underwriting guidelines and rating systems, which means rates can vary significantly. By shopping around, you increase your chances of finding more competitive options.
Consider Adjusting Deductibles
Increasing your deductible can help reduce premiums. However, be cautious and choose a deductible that you can comfortably afford in case of an accident.
Expert Guidance
Work with an experienced insurance agent who specializes in serving high-risk drivers. They can provide personalized advice and identify options that best suit your needs and budget.
Get the Right Coverage After a DUI/DWI
At EKinsurance, we understand the challenges you face when seeking car insurance coverage after a DUI/DWI conviction in Oregon. Our team of knowledgeable agents is committed to guiding you through the process, providing you with the information and support you need.
Contact us today, and let us assist you in securing the coverage you deserve while helping you move forward from this challenging experience.