Driving under the influence (DUI) or driving while intoxicated (DWI) convictions can have a significant impact on your car insurance premiums in California. Understanding the costs involved and exploring ways to mitigate the impact is crucial for drivers dealing with the aftermath of such offenses.
Following a DUI/DWI conviction in California, car insurance premiums typically see a substantial increase. Insurance companies view drivers with DUI/DWI offenses as high-risk individuals, which leads to higher rates.
The exact cost will depend on various factors, including the severity of the offense, any prior convictions, and the insurance company’s guidelines. On average, car insurance premiums in California after a DUI/DWI can be two to three times higher than those for drivers with clean records.
Although a DUI/DWI conviction can result in higher car insurance premiums, there are steps you can take to ease the impact. Firstly, completing a court-ordered alcohol education or treatment program can prove your commitment to responsible driving and potentially lead to discounts on your premiums.
Secondly, maintaining a clean driving record and avoiding any further traffic violations will gradually restore your credibility as a responsible driver. It’s also recommended to shop around with the help of a professional agent to find the most competitive rates available.
After a DUI/DWI conviction in California, it’s essential to reassess your car insurance coverage to make sure it meets your needs. Some insurance companies may refuse to renew your policy, making it necessary to find a new provider. Look for insurance companies that specialize in providing coverage for high-risk drivers or those with DUI/DWI convictions.
You don’t have to do that on your own – with the help of our experts from EKinsurance, the whole process will be much easier. Contact us now!
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