Being convicted of a DUI/DWI in Florida can have a significant impact on your car insurance premiums. Understanding the costs involved and exploring strategies to alleviate the financial burden is crucial for drivers facing the consequences of such offenses.
What Are the Costs of Florida Car Insurance After a DUI/DWI?
Following a DUI/DWI conviction in Florida, car insurance premiums typically skyrocket. Insurance companies classify individuals with DUI/DWI offenses as high-risk drivers, resulting in substantially higher rates.
The exact cost will vary depending on various factors, including the severity of the offense, any prior convictions, and the specific guidelines of the insurance company. Normally, car insurance premiums in Florida after a DUI/DWI can be two to three times higher compared to rates for drivers with clean records.
Reducing the Impact on Your Car Insurance Premiums
Although a DUI/DWI conviction often leads to higher car insurance premiums, there are steps you can take to reduce the impact. Completing court-mandated alcohol education or treatment programs can demonstrate your commitment to responsible driving and potentially qualify you for discounts on your premiums.
Furthermore, maintaining a clean driving record and avoiding additional traffic violations will gradually rebuild your image as a reliable driver.
On top of that, it is a good idea to ask an insurance agent to collect quotes from multiple insurance providers to find the most competitive rates available.
Get the Right Coverage After a DUI/DWI in Florida
After a DUI/DWI conviction in Florida, it is crucial to reassess your car insurance coverage to ensure it meets your needs. Some insurance companies may choose not to renew your policy, requiring you to find a new provider. Look for insurance companies specializing in providing coverage for high-risk drivers or specifically those with DUI/DWI convictions.
Our competent and experienced agents will collect all the best-suited policies for your case and analyze their pros and cons with you carefully so that you can make a well-informed decision. Call us!
Different States Car Insurance Premiums After Dui Dwi
If you are looking for state specific Car Insurance Premiums After Dui Dwi Insurance quotes, costs and information: