CA Workers Comp
Class Codes (By Number With Description)

Free Business Insurance Quote Click Here
CA workers comp class codes are four digit numbers assigned by the California Workers Compensation Insurance Rating Bureau (WCIRB). Workers compensation classification codes contain your industries injury rates & are used to determine your base premium cost.

California Workers Compensation Classification Codes

CA Workers Comp Class Codes

So what are CA workers comp class codes? Workers comp class codes are created by the Workers Compensation Insurance Rating Bureau (WCIRB), an organization that according to them:

"The WCIRB is a California unincorporated, private, nonprofit association comprised of all companies licensed to transact workers' compensation insurance in California, and has over 400 member companies. No state money is used to fund its operations. The operations of the WCIRB are funded primarily by membership fees and assessments. Click the link below to see the list of member companies.

To accurately measure the cost of providing workers' compensation benefits, the WCIRB performs a number of functions, including collection of premium and loss data on every workers' compensation insurance policy, examination of policy documents, inspections of insured businesses, and test audits of insurer payroll audits and claims classification."

For example, for a roofer, tree trimmer, or demolition company, the cost could be $17 per $100 in payroll, or even higher. On the other hand, the cost to cover a attorney, accountant or real estate agent could be under $0.20 per $100 of their payroll. So, for an employee that earns $40,000 a year, a blue collar contracting company could pay around $6800, where a white collar business may pay just $80. It all depends on the risk or injury associated with the code.

Workers Compensation Insurance Information

For more info including coverages and cost you can check out this article on: workers compensation insurance.

CA Workers Compensation Classification Codes List

CA workers comp class codes - according to the California Workers Compensation Insurance Rating Bureau: "The primary purpose of the classification system is to facilitate the accurate collection of data so that the cost of workers' compensation insurance can be distributed as equitably as possible. To do that, the classification system is designed to divide payroll and loss data into groups in order to match the premium that you pay to the average potential risk of injury.

A pure premium rate, expressed as a rate per $100 in payroll, is calculated by the WCIRB for each classification. The pure premium rate is based upon loss and payroll data submitted to the WCIRB by all insurance companies, and it reflects the amount of losses and loss adjustment expenses an insurer can expect to pay in benefits due to workplace injuries."

Following is a list of the CA workers comp class codes. Both the code and class description are listed in numerical order:

Workers Comp Insurance Articles

If you are looking for more information on workers compensation: California Workers Compensation For Restaurants.

Further Reading On Worker's Comp Insurance

Workers Compensation Insurance Class Codes

If you are looking for state specific Workers Comp Insurance class codes, costs and information: California Workers Comp Class Codes, Colorado Workers Comp Class Codes, Delaware Workers Comp Class Codes, Florida Workers Comp Class Codes, Illinois Workers Comp Class Codes,Florida Workers Comp Class Codes, New Jersey Workers Comp Class Codes, New York Workers Comp Class Codes, Oregon Workers Comp Class Codes, Pennsylvania Workers Comp Class Codes, Texas Workers Comp Class Codes.

Free Business Insurance Quote Click Here