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Taxidermy Insurance

Taxidermy is a unique art form that requires a great deal of skill and expertise. As a taxidermist, you are responsible for preserving and mounting animals for display, and with this comes a certain degree of risk. That’s why it’s essential to have taxidermy insurance to protect your business from potential financial loss.

Who Needs Taxidermists Insurance?

Any taxidermist who owns a business or works independently should consider purchasing taxidermy insurance. Whether you’re a seasoned professional or just starting in the industry, accidents can happen, and it’s important to be protected.

For example, if a client’s mount is damaged during transport or if a piece of equipment malfunctions and injures someone, you could be held liable for any damages or injuries. Having taxidermy insurance can help cover the costs associated with these risks.

Types of Taxidermy Insurances

There are several types of taxidermy insurance policies available, and each serves a different purpose. Some of the most common types of taxidermy insurance include:

General Liability Insurance

General liability insurance is the most basic type of taxidermy insurance and covers damages and injuries caused by your business operations. This could include slip and fall accidents, damage to a client’s property, or injuries caused by your work.

Property Insurance

Property insurance is designed to protect your business’s physical assets, such as your taxidermy equipment, mounts, and other property. This insurance can cover damages caused by fire, theft, or other types of damage.

Professional Liability Insurance

Professional liability insurance, also known as errors and omissions insurance, protects you from claims of negligence or mistakes made during the taxidermy process. This could include a client claiming that you did not follow their instructions when mounting their animal or that the final product was not what they expected.

How Much Does Taxidermy Insurance Cost?

The cost of taxidermy insurance can vary depending on several factors, including the type of insurance you need, the size of your business, and your location. On average, a taxidermy business can expect to pay between $500 and $1,000 per year for basic coverage.

However, it’s important to note that the cost of an insurance policy can increase if you have a history of claims or if you work with high-risk animals. Additionally, if you operate in an area prone to natural disasters or other risks, your insurance costs may be higher as well.

Taxidermy Insurance Requirements

While taxidermy insurance is not required by law, some states may require you to have insurance to obtain a taxidermy license. Moreover, your clients may require you to have insurance before they will do business with you.

When considering taxidermy insurance, it’s important to research the specific requirements for your state and any clients you work with. You may also want to consider obtaining more coverage than the minimum requirements to ensure that you are fully protected in the event of an accident.

Commercial Insurance And Business Industry Classification

  • SIC CODE: 7699: Repair Shops and Related Services, Not Elsewhere Classified
  • NAICS CODE: 711510 Independent Artists, Writers and Performers
  • Suggested Workers Compensation Code(s): 9600 Taxidermist

Taxidermy Insurance – Final Thoughts

In conclusion, taxidermy insurance is an essential investment for any taxidermist who wants to protect their business and livelihood from potential risks. 

Whether you’re just starting in the industry or have been in business for years, accidents can happen, and it’s important to be prepared. 

By understanding the different types of taxidermy insurance available, the cost, and the requirements for obtaining it, you can make an informed decision and protect yourself and your business.

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