Commercial Insurance Business Owners Policy (BOP) Commercial Auto Commercial Flood Commercial Property Commercial Umbrella Data Breach Directors & Officers (D&O) Employment Practices Liability Environmental - Pollution Liability General Liability Product Liability Professional Liability (E&O) Workers Comp Personal Insurance


Learn about Accommodation and Food Services – NAICS Code 72 – For Commercial Insurance. Insurance companies use NAICS codes to classify your industry and calculate your premiums. See all the six digit codes that fall under this primary NAICS class code for business insurance underwriting and cost purposes.

What’s the best way to describe your company’s business operations? Are you involved in the Accommodation and Food Services industry?

If so, then your business classification falls under Accommodation and Food Services – NAICS Code 72 – For Commercial Insurance. Insurance companies use NAICS codes to identify customers by industry code.

The NAICS sector code is a six digit number: the first two digits designate the largest business sector, the third digit designates the subsector, the fourth digit designates the industry group, and the fifth digit designates particular industries. The last digit designates national industries.

Sector 72 – Accommodation and Food Servicesg – NAICS Manual

The Accommodation and Food Services sector comprises establishments providing customers with lodging and/or preparing meals, snacks, and beverages for immediate consumption. The sector includes both accommodation and food services establishments because the two activities are often combined at the same establishment.

Excluded from this sector are civic and social organizations; amusement and recreation parks; theaters; and other recreation or entertainment facilities providing food and beverage services.

How NAICS Classifications Effects Your Commercial Insurance Cost

But how does your Accommodation and Food Services – NAICS Code 72 – For Commercial Insurance classification affect your premiums and insurance cost? Insurance companies selling commercial insurance use NAICS codes in many ways – to analyze and classify the businesses they insure, or choose not insure. Some small business NAICS code classifications can result in you paying higher premiums for your business insurance. It is important that your business is classified properly.

Industry codes help insurers with several analytical processes involving marketing, underwriting, exclusions, loss control, forms, pricing and other operations. Let’s look at some of the the NAICS codes under your classification.

NAICS Structure

Following is a list of all the codes and titles. If the title is linked you can drill down for more information:

  • 721110 Hotels (except Casino Hotels) and Motels
  • 721120 Casino Hotels
  • 721191 Bed-and-Breakfast Inns
  • 721199 All Other Traveler Accommodation
  • 721211 RV (Recreational Vehicle) Parks and Campgrounds
  • 721214 Recreational and Vacation Camps (except Campgrounds)
  • 721310 Rooming and Boarding Houses, Dormitories, and Workers’ Camps
  • 722310 Food Service Contractors
  • 722320 Caterers
  • 722330 Mobile Food Services
  • 722410 Drinking Places (Alcoholic Beverages)
  • 722511 Full-Service Restaurants
  • 722513 Limited-Service Restaurants
  • 722514 Cafeterias, Grill Buffets, and Buffets
  • 722515 Snack and Nonalcoholic Beverage Bars

Accommodation and Food Services – NAICS Code 72 – For Commercial Insurance

We hope this information on Accommodation and Food Services – NAICS Code 72 – For Commercial Insurance has been helpful. Your classification determines how much you pay for your commercial insurance and much more.

Scroll to Top