EMPLOYERS LIABILITY INSURANCE VS WORKERS COMPENSATION (WHAT'S THE DIFFERENCE?)
Employers Liability Insurance vs Workers Compensation
Something as simple as a fall in the bathroom may be covered under policy rules. A claim, however, cannot be made until you understand the type of insurance that covers the situation. The differences between employers liability insurance vs workers compensation is often misunderstood.
Excess Liability Insurance vs Umbrella - The Bottom Line
We hope this article on employers liability insurance vs workers compensation has been informative. They are sold together to the business. They are dependent on each other to cover all scenarios of workplace injury and illness. Workers compensation has been put into place due to state laws. It is not possible to purchase these two items separately. They are simply two different sections of the same policy. Between the two sections of insurance, employees are covered completely.
Third party claims are also covered under liability. The employer’s family is eligible to receive benefits if they are directly affected in a negative way by the incident. Workers compensation claims are limited to basic work related injuries where no negligence has occurred. Compensation laws are an important part of workplace security.