Commercial Insurance Coverage Gaps
(Common, Costly & Dangerous)

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Discover some of the most common, costly & dangerous commercial insurance coverage gaps that are present in many business insurance policies. These gaps can expose your business to unnecessary risk and financial loss.

Commercial Insurance Coverage Gaps

Commercial Insurance Coverage Gaps

Gaps in business insurance are both real and very common. They exist in many commercial insurance policies, and often, businesses are not even aware they exist.

Our goal is help businesses identify common coverage gaps in business auto, general liability, professional liability, workers compensation, management liability (directors & officers and employment practices liability), commercial property, crime, umbrella insurance policies and more.

We have tried to identify some of the most common commercial insurance coverage gaps (this is not an exhaustive list) to help businesses both identify and close these dangerous and potentially very costly coverage gaps.

Coverage Gaps That Can Occur On Most Types Of Business Insurance Policies

Commercial Insurance Coverage Gaps In General Liability Policies

Commercial Insurance Coverage Gaps In Professional Liability (E&O) Policies

Commercial Insurance Coverage Gaps In Workers Compensation Policies

Commercial Insurance Coverage Gaps In Umbrella Or Excess Liability Policies

Commercial Insurance Coverage Gaps In Business Auto Policies

Commercial auto policies protect businesses from claims from the use of vehicles. This includes lawsuits seeking damages for bodily injury or property damage by third parties in auto accidents and the company is found liable.

Commercial Insurance Coverage Gaps In Property Policies

Commercial Insurance Coverage Gaps In Equipment Breakdown

Commercial Insurance Coverage Gaps In Directors & Officers Liability Policies

Commercial Insurance Coverage Gaps In Management Liability Policies

Commercial Insurance Coverage Gaps In Inland Marine Policies

Commercial Insurance Coverage Gaps In Crime Policies

Miscellaneous Commercial Insurance Coverage Gaps

Commercial Insurance Coverage Gaps - The Bottom Line

We hope this article on commercial insurance coverage gaps was informative. It is important for business owners to understand what risks their business actually faces, and then buy adequate insurance to cover their exposures. Most businesses are not aware of the exisitng gaps in their insurance program that can put their entire operation at risk.

Find a professional commercial insurance broker who can help you recognize the issues that lead to coverage gaps, identify dangerous coverage gaps in your insurance polices and find appropriate alternatives to close the gaps.

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