Commercial Property Insurance
(Quotes, Cost & Coverage)

Need Commercial Insurance?

Request A Quote



Get commercial property insurance quotes, cost & coverage fast. Property insurance covers the building your business owns or leases and your business personal property, including equipment, tools inventory, & furniture.

Business Property Insurance

Commercial Property Insurance ⋆ Quotes, Cost & Coverage

What if a fire breaks out in your storage room and burns your entire business to the ground? What if a major storm hits and your building's roof blows off, destroying all of your assets? What if someone comes along and decides to spray paint graffiti all over your storefront?

These are just some of the possibilities that could occur when you rent or own a commercial property for your business. While you hope that none of these things happen, as the saying goes: hope for the best, but plan for the worst. Commercial property insurance is your best plan in the event that the worst case scenario occurs. This type of insurance coverage protects your business from major financial losses if anything bad happens.

Does My Business Need Commercial Property Insurance?

Any business owner that has physical assets that are vital for earning revenue should have commercial property insurance. It is extremely important because it ensures that your business will not suffer large out-of-pocket costs as a result of any damages that may occur from no fault of their own.

What Does Commercial Property Insurance Cover?

Commercial property insurance is an insurance policy that covers the business property that you lease or own from any damage caused by most natural disasters, fire, theft or vandalism. It also covers your personal property, such as any tools, equipment, inventory, furniture and any other items that you may have within the property. Moreover, this type of insurance policy covers assets, such as accounts receivable and lost income.

There are several things that commercial property insurance can cover. Some of the items that are protected under this type of policy include:

Business owners can adjust their coverage so that suits their individual needs. For example, they can choose a basic policy, or they can add extra protections to ensure that almost all of the property of their business is protected - like business interruption coverage.

What Commercial Property Insurance Doesn't Cover

Commercial property insurance typically does not cover:

Types Of Business Property Insurance Coverage

When it comes to commercial property insurance, people who own a business have several options to choose from and can adjust their polices to their needs. However, there are three basic categories of coverage:

There are also specific types of commercial property insurance coverage. Some examples include:

How Much Does Commercial Property Insurance Cost?

How much does commercial property insurance cost? The premiums vary depending on the amount of risk exposure, and it depends on the endorsements and deductible selected. The cost of commercial property insurance varies. Following are some of the main factors that go into the price of a policy:

Get A Commercial Property Insurance Quote

Not all business property insurance polices are the same. If you own or are renting a space, let one of our expert agents take a look at your situation. In most cases we can save you money and offer you better policy options than you currently may have.

Further Reading On Business Property Insurance

ISO Property Insurance Forms

You can download a copy of the ISO coverage form here: Building And Personal Property Coverage Form.

You can find more ISO Building And Personal Property insurance coverage forms here:

If you are looking for state specific Commercial Property Insurance quotes, costs and information: California Commercial Property Insurance, Colorado Commercial Property Insurance, Delaware Commercial Property Insurance, Florida Commercial Property Insurance, Illinois Commercial Property Insurance, Kentucky Commercial Property Insurance, New Jersey Commercial Property Insurance, New York Commercial Property Insurance, Oregon Commercial Property Insurance, Pennsylvania Commercial Property Insurance, Texas Commercial Property Insurance, Washington Commercial Property Insurance.

Want A Business Insurance Quote?

Request A Quote

Contact EK Insurance to find out how much commercial insurance costs.