Learn about EK Insurance. Who we are, what we do, our values and experience.
What We Do
We live in a hyper litigious society, where people seem to sue for almost anything (think of someone spilling hot coffee on themselves - then suing the coffee shop). If you don't have the right business and personal insurance in place, your financial future is at risk. We don't ever that to happen.
You have dreams, and here at EK Insurance we want you to be able to do the things you dream about - both in business and in life - and succeed! All without the financial risks associated with harming another person, their property or yours. So you can do what you want to do with 'peace of mind'.
We will be the first to say that insurance is complex, confusing and often expensive - if you are not getting the proper guidance. Insurance is NOT so easy a caveman can do it!
In the new media and movies - insurance companies are portrayed as huge faceless corporations that take our money but don't pay when we need it - even when a claim is filed. This can seem like the case if you do not have an understanding of the coverage you have and the exclusions. That' where EK Insurance comes in - to guide you along they way and find the best fit coverage for your situation.
Who We Are
EK Insurance professional insurance brokerage licensed in:
- New Jersey
- New York
- North Carolina
- South Carolina
And our partners can help with your business insurance in these states:
- New Hampshire
- New Mexico
- North Dakota
- Rhode Island
- South Dakota
- Washington D.C.
- West Virginia
We care about our clients and know that their success is our success. At EK Insurance, we come to work every day because we want to protect our clients from the risks they face in life and business.
Because no one can predict the future, people have used insurance to protect themselves against financially devastating losses when an accidents happen. Our goal at EK Insurance is to make the insurance purchasing experience as quick and painless as possible. We provide professional and direct insurance advice to our clients.
We believe you should have the power of choice. The power to find the best fit broker and company... To that end we have access to a wide array of insurance companies, which means we can help you find the insurance protection that's right for you and your business.
EK Insurance was started by Ethan Kosmin (the EK in EK Insurance!), an insurance industry authority and trusted insurance advisor. Ethan enjoys working with small businesses - and helping them to protect their operations from the many threats and risks they face.
We operate by these simple principals:
- Respect for others
EK Insurance's principals have over 20 years of industry experience in property & casualty insurance, life & heath insurance and financial services. This broad and deep background helps us to assist our clients in finding the best fit insurance coverage as affordable as possible.
We also have a sister site, GeneralLiabilityInsure.com, which offers commercial insurance information for small businesses including: types of policies needed, insurance company reviews, risk exposures for many industries and more.