What does Residence Employee mean? Read on to discover the definition & meaning of the term Residence Employee - to help you better understand the language used in insurance policies.
An employee of an insured (or an employee leased to an insured by a labor leasing firm) whose duties are related to the residence premises or one who performs comparable (and nonbusiness) duties elsewhere, as defined in the homeowners policy. Personal liability and medical payments under the homeowners policy apply to residence employees provided (1) the loss occurs within the scope of the employee's employment with the insured, and (2) the employee is not eligible to receive workers compensation or occupational disease benefits.
We hope the you have a better understanding of the meaning of Residence Employee.