What Does Private-Passenger Auto Insurance Policyholder Risk Profile Mean?

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What does Private-Passenger Auto Insurance Policyholder Risk Profile mean? Read on to discover the definition & meaning of the term Private-Passenger Auto Insurance Policyholder Risk Profile - to help you better understand the language used in insurance policies.

Private-Passenger Auto Insurance Policyholder Risk Profile

Private-Passenger Auto Insurance Policyholder Risk Profile

"Private-passenger auto insurance policyholder risk profile" refers to the evaluation of risk that auto insurance companies assign to their policyholders. Insurance companies prefer drivers in certain risk categories. Drivers who get in the fewest accidents are the most desirable to insurance companies and are called, accordingly, preferred drivers. Drivers who get in the most accidents and file the most claims are called non-standard or sub-standard drivers. Standard drivers are those who fall in the middle of these two categories are.

We hope the you have a better understanding of the meaning of Private-Passenger Auto Insurance Policyholder Risk Profile.

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