What does Negligence mean? Read on to discover the definition & meaning of the term Negligence - to help you better understand the language used in insurance policies.
An unreasonable or imprudent act resulting from carelessness, ignorance, thoughtlessness or inaction, but never the intention of an individual. Before a court awards to an injured party for the negligent act of another, four elements of negligence must be present at the same time: 1) There must have been a duty by one party to protect the other party or the other party's property; 2) There must have been a failure to live up to that duty; 3) An actual injury to a person or property must have taken place; 4) The failure to exercise the proper degree of care must be the proximate cause of the injury or damage.
We hope the you have a better understanding of the meaning of Negligence.