What Does Negligence Mean?

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What does Negligence mean? Read on to discover the definition & meaning of the term Negligence - to help you better understand the language used in insurance policies.

Negligence

Negligence

An unreasonable or imprudent act resulting from carelessness, ignorance, thoughtlessness or inaction, but never the intention of an individual. Before a court awards to an injured party for the negligent act of another, four elements of negligence must be present at the same time: 1) There must have been a duty by one party to protect the other party or the other party's property; 2) There must have been a failure to live up to that duty; 3) An actual injury to a person or property must have taken place; 4) The failure to exercise the proper degree of care must be the proximate cause of the injury or damage.

We hope the you have a better understanding of the meaning of Negligence.

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