What does Medical Examinations mean? Read on to discover the definition & meaning of the term Medical Examinations - to help you better understand the language used in insurance policies.
Usually conducted by a licensed physician, the medical examination is part of the application for life insurance. Thus, it becomes part of the policy contract, and is attached thereto. The so-called "non-medical" in reality is a short-form medical report, and is filled out by the agent. Various company rules, such as amount of insurance applied for or already in force, age of applicant, sex, past physical history, date revealed by inspection report, etc., determine whether the examination shall be "medical" or "non-medical."
We hope the you have a better understanding of the meaning of Medical Examinations.