What Does Medical Examination Mean?

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What does Medical Examination mean? Read on to discover the definition & meaning of the term Medical Examination - to help you better understand the language used in insurance policies.

Medical Examination

Medical Examination

Usually conducted by a licensed physician; the medical report is part of the application, becomes part of the policy contract, and is attached to the policy. A "nonmedical" is a short-form medical report filled out by the agent. Various company rules, such as amount of insurance applied for or already in force, or applicant's age, sex, past physical history and data revealed by inspection report, and so on, determine whether the examination will be "medical" or "nonmedical."

We hope the you have a better understanding of the meaning of Medical Examination.

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