What Does Masonry Noncombustible Construction Mean?

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What does Masonry Noncombustible Construction mean? Read on to discover the definition & meaning of the term Masonry Noncombustible Construction - to help you better understand the language used in insurance policies.

Masonry Noncombustible Construction

Masonry Noncombustible Construction

One of six building construction categories established by Insurance Services Office, Inc. (ISO), in its Commercial Lines Manual (CLM) for purposes of developing rates for insuring commercial property, based on susceptibility to damage by fire. The CLM description of masonry noncombustible construction, followed by the associated ISO construction code, is exterior walls of masonry material (adobe, brick, concrete, gypsum block, hollow concrete block, stone, tile, or similar materials) with floors and roof of metal or other noncombustible materials (Construction Code 4). The construction code indicates the ranking of this building construction category within the six categories, with 1 as the least fire-resistive and 6 as the most fire-resistive.

We hope the you have a better understanding of the meaning of Masonry Noncombustible Construction.

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