What Does Joisted Masonry Construction Mean?

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What does Joisted Masonry Construction mean? Read on to discover the definition & meaning of the term Joisted Masonry Construction - to help you better understand the language used in insurance policies.

Joisted Masonry Construction

Joisted Masonry Construction

One of six building construction categories established by Insurance Services Office, Inc. (ISO), in its Commercial Lines Manual (CLM) for purposes of developing rates for insuring commercial property, based on susceptibility to damage by fire. The CLM description of joisted masonry construction, followed by the associated ISO construction code, is exterior walls of masonry material (adobe, brick, concrete, gypsum block, hollow concrete block, stone, tile, or similar materials), with combustible floor and roof (Construction Code 2). The construction code indicates the ranking of this building construction category within the six categories, with 1 as the least fire-resistive and 6 as the most fire-resistive.

We hope the you have a better understanding of the meaning of Joisted Masonry Construction.

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