What does HO-4 mean? Read on to discover the definition & meaning of the term HO-4 - to help you better understand the language used in insurance policies.
Form No. 4 (HO-4) is a type of home insurance policy that provides coverage for only the contents of the home against 16 named perils as well as liability coverage for property damage or injury to those in the residence. It is basically a modified HO-2 to cater to tenants of a room, apartment, or home.
We hope the you have a better understanding of the meaning of HO-4.