What does Follow Form mean? Read on to discover the definition & meaning of the term Follow Form - to help you better understand the language used in insurance policies.
When an umbrella policy provision follows the underlying policy as to how the provision applies. Follow form also identifies an "excess" liability policy that follows the underlying policies for most policy provisions. The policy may stand alone for certain exclusions, conditions, etc., while relating back to the underlying coverage for most provisions. This type of policy form is typically used excess of scheduled underlying insurance and usually contains a requirement that the insured maintain scheduled underlying insurance.
We hope the you have a better understanding of the meaning of Follow Form.