What does Fellow Employee Coverage mean? Read on to discover the definition & meaning of the term Fellow Employee Coverage - to help you better understand the language used in insurance policies.
Fellow Employee Coverage
An endorsement to the business auto policy (BAP) that provides coverage for claims made by an injured employee against a fellow employee who caused or contributed to the injury. In 1999, the Insurance Services Office, Inc. (ISO), introduced two standard fellow employee coverage endorsements. The fellow employee coverage endorsement (CA 20 55) removes the fellow employee exclusion entirely, while the fellow employee coverage for designated employees/positions endorsement (CA 20 56) does so only with respect to specified individuals, job titles, or positions.
We hope the you have a better understanding of the meaning of Fellow Employee Coverage.