What Does Excess Insurance Mean?

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What does Excess Insurance mean? Read on to discover the definition & meaning of the term Excess Insurance - to help you better understand the language used in insurance policies.

Excess Insurance

Excess Insurance

Excess insurance is insurance coverage that kicks in when a particular loss reaches a certain amount. At that point, insurer will cover losses in excess of that sum up to the policy limit. Therefore, policyholders with a primary insurance policy often purchase excess insurance as an additional layer of protection.

We hope the you have a better understanding of the meaning of Excess Insurance.

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