What does Dual Capacity mean? Read on to discover the definition & meaning of the term Dual Capacity - to help you better understand the language used in insurance policies.
The principle, defined in a number of court cases, that a business may stand in relation to its employee not only as employer, but also as supplier of a product, provider of a service, owner of premises, etc. When a work-related injury arises out of one of these secondary relationships, the exclusivity of workers compensation as a source of recovery to the injured worker may be challenged, and the employee may be allowed to sue the employer. Such actions are covered by the employers liability insurance of the standard workers compensation policy.
We hope the you have a better understanding of the meaning of Dual Capacity.