What does Drive Other Car Endorsement mean? Read on to discover the definition & meaning of the term Drive Other Car Endorsement - to help you better understand the language used in insurance policies.
Drive Other Car Endorsement
A commercial auto endorsement designed to provide nonowned auto coverage under a commercial auto policy similar to that which would be provided under a personal auto policy (PAP). The drive other car coverage broadened coverage for named individuals (CA 99 10) endorsement is commonly used when an executive officer, for example, does not carry personal auto insurance because he or she is furnished a company auto. Coverage under the endorsement would come into play in the event the individual designated in the endorsement (including his or her resident spouse) is driving a nonowned auto for personal use. Coverage under the endorsement does not apply if the auto in question is owned by that individual or by any member of his or her household; or the auto is used by either of these individuals while working in a business of selling, servicing, repairing, or parking autos.
We hope the you have a better understanding of the meaning of Drive Other Car Endorsement.