What does Communicable Disease mean? Read on to discover the definition & meaning of the term Communicable Disease - to help you better understand the language used in insurance policies.
A disease that is spread from one person to another by either direct transmission of bacteria or viruses between the carrier and infected person, or through a vector, such as food contaminated by the carrier and consumed by the infected person. Liability stemming from the transmission of communicable diseases either by the person directly responsible for the transmission or by third parties with a legal duty to prevent transmission has become the subject of a variety of insurance policy exclusions.
We hope the you have a better understanding of the meaning of Communicable Disease.