What does Class 2 Insureds mean? Read on to discover the definition & meaning of the term Class 2 Insureds - to help you better understand the language used in insurance policies.
Class 2 Insureds
A term that is sometimes used in the context of uninsured motorists (UM) and underinsured motorists (UIM) coverage to refer to insureds (e.g., a guest occupant of a covered auto) other than the named insured and the named insured's family members (referred to as Class 1 insureds). Class 1 insureds may be afforded broader coverage than Class 2 insureds, especially with regard to stacking of limits.
We hope the you have a better understanding of the meaning of Class 2 Insureds.