What Does Actual Total Loss Mean?

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What does Actual Total Loss mean? Read on to discover the definition & meaning of the term Actual Total Loss - to help you better understand the language used in insurance policies.

Actual Total Loss

Actual Total Loss

An actual total loss (ATL) refers to complete destruction of insured property to the point where it is completely ruined, has irreparable damages, cannot be recovered, or the owner cannot access it in any way. This type of loss would usually be claimed for the maximum coverage.

We hope the you have a better understanding of the meaning of Actual Total Loss.

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