What Does Accidental Death and Dismemberment Mean?

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What does Accidental Death and Dismemberment mean? Read on to discover the definition & meaning of the term Accidental Death and Dismemberment - to help you better understand the language used in insurance policies.

Accidental Death and Dismemberment

Accidental Death and Dismemberment

Accidental death and dismemberment (AD&D) insurance is optional coverage added to a health or life insurance policy that pays out benefits for policyholders who die due to an accident as opposed to natural causes or who lose a bodily limb or eyesight. In case of the former, the coverage may call for a payment of double the death benefit, which is known as a double indemnity clause, while with the latter, the policyholder is generally entitled to partial amounts, depending on the policy.

We hope the you have a better understanding of the meaning of Accidental Death and Dismemberment.

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