ISO Commercial Crime Insurance Eligibility

< Back

Commercial Crime Insurance

INTRODUCTION

The Insurance Services Office (ISO) commercial crime coverage forms and policies can be used with any commercial or government entity. However, they are not used with financial institutions because financial institutions are specifically listed as ineligible. The exposures that financial institutions present are unique and require an entirely separate and specialized approach.

Both commercial and government entities are eligible for coverage. However, they do not use the same coverage forms and policies except for Kidnap/Ransom and Extortion coverage.

FORMS

The following coverage forms and policies are for commercial entities:

  • CR 00 20-Commercial Crime Coverage Form (Discovery Form)
  • CR 00 21-Commercial Crime Coverage Form (Loss Sustained Form)
  • CR 00 22-Commercial Crime Policy (Discovery Form)
  • CR 00 23-Commercial Crime Policy (Loss Sustained Form)
  • CR 00 28-Employee Theft and Forgery Policy (Discovery Form)
  • CR 00 29-Employee Theft and Forgery Policy (Loss Sustained Form)

The following coverage forms and policies are for government entities:

  • CR 00 24-Government Crime Coverage Form (Discovery Form)
  • CR 00 25-Government Crime Coverage Form (Loss Sustained Form)
  • CR 00 26-Government Crime Policy (Discovery Form)
  • CR 00 27-Government Crime Policy (Loss Sustained Form)
  • CR 00 30-Government Employee Theft and Forgery Policy (Discovery Form)
  • CR 00 31-Governments Employee Theft and Forgery Policy (Loss Sustained Form)

The following coverage form and policy are for both commercial entities and government entities:

  • CR 00 40-Kidnap/Ransom and Extortion Coverage Form
  • CR 00 41-Kidnap/Ransom and Extortion Policy