Overflow Of Drainage System Not A Separate Peril From Flood Or Surface Water

Overflow Of Drainage System Not A Separate Peril From Flood Or Surface Water

National Fire Insurance Company of Hartford (National Fire) insured Northwest Bedding Co. (Northwest) under an all-risk commercial property policy. It covered Northwest’s buildings and business personal property against “direct physical loss of or damage to Covered Property…caused by or resulting from any Covered Cause Of Loss. The Spokane, ‘ area experienced heavy snowfall during the …

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Damage To Building From Soil Erosion Away From Body Of Water

Damage To Building From Soil Erosion Away From Body Of Water

A manufacturer of ship propellers made claim under flood insurance, obtained under the National Flood Insurance Program (NFIP), for damage to one of its buildings allegedly caused by flood-related soil erosion. The insured asserted that ” . . . floodwaters from heavy northeastern storms spilled over into the insured property, saturated the foundation soils and …

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Accident Caused By Driver Not Reported To Insurer Not Covered

Accident Caused By Driver Not Reported To Insurer Not Covered

An accident in November 2006 involved two vehicles. Joel Mons drove the vehicle that Galloway Heavy Hauling, Inc. (Galloway) owned. Telemundo Television Studios, LLC (Telemundo) owned the other. After the accident, Telemundo filed a claim with Aequicap Insurance Company (Aequicap), Galloway’s automobile insurer. Aequicap brought an action for declaratory judgment that sought to establish that …

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