About Texas Mutual Insurance 2018
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Learn about Texas Mutual Insurance, its workers compensation insurance cost, phone, address, history, claims service, reviews and more.

About Texas Mutual Insurance

About Texas Mutual Insurance

Workers compensation insurance is one of the most important policies that any employer can have. In fact, it is so important that it in many states is mandatory for any organization that hires employees to have this type of coverage. But not in Texas!

There are several insurance providers that offer workers' compensation. Some companies are national and provide insurance coverage for businesses in multiple states, while others provide insurance for one specific state. In the state of TX, Texas Mutual Insurance Company is the premiere workers compensation insurance provider.

About Texas Mutual Insurance - Texas Mutual Insurance Company was established in 1991. For nearly 30 years, the company has been providing workers' compensation coverage for employers throughout the state of Texas. In fact, they insure an estimated 40 percent of all of the state's workers' compensation market. There are more nearly 70,000 employers who rely on Texas Mutual to protect 1.4 million workers.

With a proven track record of success, exceptional claims handling, and a zero-tolerance policy for fraud, it's no wonder Texas Mutual Insurance Company is the leading provider of workers' comp insurance in the state of TX.

Brief History Of The Texas Mutual Insurance Company

Between the latter part of the 1980s and the early half of the 1990s, there was a huge surge in the rates associated with workers' comp. Due to the increase in rates, there were very few insurance providers that were willing to offer workers' comp coverage to employers in the Texas.

As a response to this issue, the Texas Legislature establishes Texas Mutual Insurance Company in 1991. At its inception, the insurance company was called Texas Workers' Compensation Insurance Fund. The purpose of the founding of this company was to ensure that employers in Texas were able to provide their employees with high-quality workers' comp coverage at an affordable rate.

In 1992, the company started to underwrite workers' compensation insurance. In 1994, word of the insurance company spread and it became the last ditch effort for business owners who were able to find insurance coverage from other providers.

About Texas Mutual. In 2001, Governor Perry signed House Bill 3458. The signing of this bill changed the name of the insurance company from Texas Workers' Compensation Insurance Fund to Texas Mutual Insurance Company. It also authorized the insurance company to work as a domestic mutual insurance provider. The bill also ensures that Texas Mutual would be able to remain a powerful force in the workers' compensation insurance market and guarantee the availability of this type of insurance coverage to employers throughout the state of Texas.

Mission And Values

The mission of Texas Mutual Insurance Company is to be a reliable and competitive source of workers' comp insurance for employers throughout the state of Texas. The company also serves as an insurer of last resort, and works diligently to prevent injuries and illnesses that occur on the job.

Texas Mutual's vision is to help establish a safer state by being the leading provider of workers' compensation insurance. They aim to make this vision a reality by establishing forward-thinking and highly responsive partnerships with the clients and the communities they serve.


As the top provider of workers' compensation insurance in the state of Texas, Texas Mutual Insurance Company has a high set of values. The company's values include:

In short, these values reflect the dedication that this company for providing workers' compensation insurance for Texas employers so that they can safeguard their employees.

Businesses Texas Mutual Works With

Texas Mutual Insurance Company works with a wide range of business owners and employers throughout the state of Texas. They work with everything from large corporations that employ an immense workforce and smaller scaled operations that have a minimal workforce. They also work with businesses across various industries, providing high-quality, reliable workers' compensation insurance coverage for everyone they work with.

Texas Mutual Contact Info


Agents, employers, and injured workers can use Texas Mutual's toll-free, automated phone services at (800) 859-5995 between 6 a.m. and 9 p.m. to:

For general correspondence, please send mail to:

Texas Mutual Insurance Company
6210 East Highway 290
Austin, Texas 78723-1098

Texas Mutual Reviews

Texas Mutual Insurance Company has a strong reputation. Those they work with praise them for the type of coverage they offer, the affordability of their policies, and how much their policies cover. Reviewers have said that working with Texas Mutual is extremely easy and an enjoyable experience.

Texas Mutual

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