We make buying Pennsylvania umbrella insurance fast, easy and affordable. Find the right umbrella liability insurance for your lifestyle and budget in PA today.
Pennsylvania Umbrella Insurance
If you happen to own lot of property and assets, then it’s probably a good idea that you get an available Pennsylvania umbrella insurance policy as they go the extra mile in terms of protecting you, your money and your belongings.
An umbrella policy provide s additional coverage when you are sued over injuries and/or property damage that you are found liable for and exceeds the liability limits on your car insurance, home insurance etc… Having an extra layer of security on damages will ensure that you have a peace of mind as you no longer have to worry about having to make payments out of your own pocket if you’re sued.
By signing up for the Pennsylvania umbrella insurance policy, you will be ensuring that you protect yourself from having to take money from your savings in order to pay damages for an accident that occurred in your house, is caused by your car, your boat or any other assets you own.
Pennsylvania umbrella insurance is quite useful as it covers the extra costs of damages in cases when the dollar limit of the original insurance policy has been exhausted. With the PA umbrella insurance policy, you can rest assured knowing that the insurance company will take care of some or all of the excess damages the court will decide to award to those injured by you or your property.
Out of the many studies that have been conducted regarding cases where people have been sued and found liable, the results showed that the awards were often larger then the underlying auto, home etc, policy limits. The studies revealed that some court cases have awarded large awards for damages and only the people covered by Pennsylvania umbrella insurance polices managed to avoid having to come up with thousands or millions of dollars out of their own pockets. Lawsuits are expensive, and you could greatly benefit from the financial power that the umbrella insurance offers.
A Pennsylvania umbrella policy has three benefits:
- Offers excess lawsuit coverage of amounts of $1,000,000 and more.
- Offers added coverage for the paying lawyers for your defense, which can easily be in the thousands, fast.
- Offers liability coverage for some other types of lawsuits not covered by your underlying auto or home insurance like slander, libel, false arrest and more.
An important point to note is that Pennsylvania umbrella polices are less expensive when you purchase them from the same insurer who provided you with insurance for your boat, vehicle or your car.
Pennsylvania Umbrella Insurance
At Ekinsurance, we will make sure you have the right amount of Pennsylvania umbrella insurance to protect yourself. We always take into consideration how much your own and recommend insurance that will protect your income and assets if you are found at fault for an accident and sued.
There are many factors to consider while shopping for Pennsylvania umbrella insurance. Our agents will be happy to go over all of your options and recommend the best umbrella insurance policy for your needs and budget. Give us a call today at (800) 821-2436, or fill out the form on this page for a free, no obligation PA umbrella insurance quote.